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Surf By: Sheila Kleinschmidt

Personal Investment Accounts


We've created Investment Account options to fit most everyone's needs and budget. Let us help you make the right investment account decision for you by answering the questions below:

I have $500 or more to invest, I want to lock in an interest rate for the term of the investment and I have a specific maturity date in mind.
I have $500 or more to invest. I can leave my money on deposit for 2- 3 years but am concerned about locking in a rate when rates might move up.
I have $2500 or more to invest, prefer a short-term (3 months) investment, and would like a variable rate tied to a national market rate such as the Prime Rate.

A note about interest payments: For Time Deposits with maturities of 12 months or less (except Prime Saver), interest is calculated daily and paid at maturity. For Prime Saver and Time Deposits with maturities greater than 12 months, interest is calculated daily and paid monthly. Interest may be paid to the Time Deposit or deposited to a designated First Bank account.

Automatic Renewal: All Time Deposits (including Prime Saver) conveniently and automatically renew on the maturity date so you continue to earn interest even if you forget to renew your Time Deposit.

Personal Investment Account-Fast Facts

Fixed Rate Time Deposits
Minimum to Open
$500
Service Charge
None
Term
7 days to 60 Months

Prime Saver
Minimum to Open
$5,000
Service Charge
None
Term
90 day term

Rate Exchange CD
Minimum to Open
$500
Service Charge
None
Term
24 to 36 months