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Mortgage Rates

Rates Last Updated 07/28/2010

Conventional Rates
TypeRateAPR1Monthly P&I2
30 Year Fixed4.375%4.460%$898.71
15 Year Fixed3.875%3.957%$1,320.19


FHA/VA Rates
TypeRateAPR1Monthly P&I2
FHA/VA 30 Year Fixed5.500%5.591%$1,022.02
FHA/VA 15 Year Fixed5.375%5.530%$1,458.84


Alaska Housing 30 Year Fixed Rate
TypeRateAPR1Monthly P&I2
1st Time Home Buyer4.250%4.335%$885.49
Rural Property4.375%4.460%$898.71


  1. APR assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR.
  2. Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs
Interest rate reduction for low income borrowers Up to 1% off above rates for qualified borrowers.
Energy efficiency rate reduction Up to .5% off above rates for qualified borrowers.