Home Loan Rates

APR is accurate as of October 21, 2014

Conventional Rates

Print
TypeRateAPR *Monthly P&I **
30 Year Fixed3.875%3.958%$846.43
20 Year Fixed3.625%3.739%$1055.53
15 Year Fixed3.000%3.091%$1243.05

Alaska Housing 15 Year Fixed Rate

Print
TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.000%3.145%1243.05
Rural Property3.125%3.270%1253.90
Taxable3.250%3.396%$1,264.80
Taxable First - TIme Homebuyer3.125%3.270%$1,253.90
Nonconforming 13.500%3.647%$1,286.79
Veterans Mortgage Program3.125%3.270%$1,253.90

Alaska Housing 30 Year Fixed Rate

Print
TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.750%3.832%$833.61
Rural Property4.000%4.083%$859.35
Taxable4.125%4.209%$872.37
Taxable First - Time Homebuyer4.000%4.083%$859.35
Nonconforming 14.375%4.460%$898.71
Veterans Mortgage Program3.875%3.958%$846.43

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

Print
Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
Custom Image