Home Loan Rates

APR is accurate as of July 21, 2014

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 Year Fixed4.000%4.083%$859.35
15 Year Fixed3.125%3.214%$1,253.90

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer3.250%3.396%1264.80
Rural Property3.375%3.521%1275.77

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer4.000%4.083%$859.35
Rural Property4.125%4.209%$872.37

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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