Home Loan Rates

APR is accurate as of September 30, 2014

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 Year Fixed4.125%4.209%$872.37
20 Year Fixed4.250%4.367%$1,114.62
15 Year Fixed3.250%3.338%$1,264.80

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.250%3.396%1264.80
Rural Property3.375%3.521%1275.77
Taxable3.500%3.647%$1,286.79
Taxable First - TIme Homebuyer3.375%3.521%$1,275.77
Nonconforming 13.750%3.898%$1,309.00
Veterans Mortgage Program3.375%3.521%$1,275.77

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.000%4.083%859.35
Rural Property4.125%4.209%$872.37
Taxable4.375%4.460%$898.71
Taxable First - Time Homebuyer4.250%4.335%$885.49
Nonconforming 14.625%4.712%$925.45
Veterans Mortgage Program4.125%4.209%$872.37

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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