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APR is accurate as of October 23, 2020

Mortgage loan rates are at historically low levels.  There are many factors that go into setting these rates, including demand. Due to recent actions in the mortgage markets, refinance rates may be higher than posted rates and purchase money loans may be lower.  To assist you in obtaining a low interest rate, whether buying or refinancing, please consider visiting our Mortgage Center at so we can get things rolling for you.

Conventional Rates

Type Rate APR * Monthly P&I **
30 year fixed 2.500% 2.577% $711.22
20 year fixed 2.500% 2.610% $953.83
15 year fixed 2.250% 2.349% $1179.15


* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

Interest rate reduction for low income borrowers Up to 1% off above rates for qualified borrowers.
Energy efficiency rate reduction Up to .5% off above rates for qualified borrowers.