APR is accurate as of January 16, 2020
|Type||Rate||APR *||Monthly P&I **|
|30 year fixed||3.625%||3.707%||$820.89|
|20 year fixed||3.375%||3.488%||$1032.40|
|15 year fixed||3.000%||3.091%||$1243.05|
* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.
** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.
Rate Reduction Programs
|Interest rate reduction for low income borrowers||Up to 1% off above rates for qualified borrowers.|
|Energy efficiency rate reduction||Up to .5% off above rates for qualified borrowers.|