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APR is accurate as of November 15, 2019

Conventional Rates

Type Rate APR * Monthly P&I **
30 year fixed 3.625% 3.707% $820.89
20 year fixed 3.500% 3.614% $1043.93
15 year fixed 3.125% 3.214% $1253.90

 

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

Interest rate reduction for low income borrowers Up to 1% off above rates for qualified borrowers.
Energy efficiency rate reduction Up to .5% off above rates for qualified borrowers.