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APR is accurate as of September 24, 2021

Mortgage loan rates are at historically low levels.  There are many factors that go into setting these rates, including demand. Due to recent actions in the mortgage markets, refinance rates may be higher than posted rates and purchase money loans may be lower.  To assist you in obtaining a low interest rate, whether buying or refinancing, please consider visiting our Mortgage Center at so we can get things rolling for you.

Alaska Housing 30 Year Fixed Rate

Type Rate APR * Monthly P&I **
1st Time Homebuyer Tax Exempt 2.625% 2.702% $722.97
Rural Property 2.875% 2.953% $746.81
Taxable 3.000% 3.079% $758.89
Taxable First - Time Homebuyer 2.875% 2.953% $746.81
Nonconforming 1 3.250% 3.330% $783.37
Veterans Mortgage Program 2.625% 2.702% $722.97

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

Interest rate reduction for low income borrowers Up to 1% off above rates for qualified borrowers.
Energy efficiency rate reduction Up to .5% off above rates for qualified borrowers.