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APR is accurate as of February 15, 2019

Conventional Rates

TypeRateAPR *Monthly P&I **
30 year fixed4.375%4.460%$898.71
20 year fixed4.250%4.367%$1114.62
15 year fixed3.875%3.957%$1320.19

Alaska Housing 15 Year Fixed Rate

TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.625%3.898%$1297.87
Rural Property3.875%4.023%$1320.19
Taxable4.000%4.149%$1331.44
Taxable First - TIme Homebuyer3.875% 4.023%$1320.19
Nonconforming 14.250%4.400%$1354.10
Veterans Mortgage Program3.750%3.898%$1309.00

Alaska Housing 30 Year Fixed Rate

TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.125%4.209%$872.37
Rural Property4.250%4.335%$885.49
Taxable4.500%4.586%$912.03
Taxable First - TIme Homebuyer4.375% 4.460%$898.71
Nonconforming 14.750%4.837%$938.97
Veterans Mortgage Program4.125%4.209%$872.37

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.