Affordable, ongoing financing could be just a few clicks away. Apply online to turn your home equity into a line of credit.


Consumer Loan Rates

Key Features

  • Competitive Rates
  • Anytime Funds
  • Revolving Credit
  • Turn the equity in your home into ongoing, affordable financing 
  • Competitive rates for several ongoing or seasonal needs: 
    • Overdraft protection
    • Educational expenses
    • Major life events 
    • Home improvements 
    • Debt consolidation 
    • Emergency reserve 
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you 
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter 
  • Revolving credit — pay it off and use it again
  • Funds can be easily transferred to your First Bank deposit account via in-person at our branch, a telephone call to a branch, through online banking or with our mobile banking app
  • The interest paid may be tax deductible1
  • No application fee
  • Online access and payments
  • Local underwriting and processing
  • Commitment to personal services

1Consult a tax advisor.