Home Loan Rates

APR is accurate as of September 20, 2018

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 Year Fixed4.875%4.963%$952.57
20 Year Fixed4.750%4.869%$1163.20
15 Year Fixed4.375%4.452%$1365.52

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.000%4.149%$1331.44
Rural Property4.250%4.400%$1354.10
Taxable4.375%4.525%$1365.52
Taxable First - TIme Homebuyer4.250% 4.400%$1354.10
Nonconforming 14.625%4.776%$1388.51
Veterans Mortgage Program4.125%4.274%$1342.74

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.375%4.460%$898.71
Rural Property4.625% 4.712%$925.45
Taxable4.875%4.963%$952.57
Taxable First - Time Homebuyer4.750%4.837%$938.97
Nonconforming 15.125%5.214%$980.08
Veterans Mortgage Program4.375%4.460%$898.71

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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