Home Loan Rates

APR is accurate as of January 20, 2016

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 Year Fixed4.125%4.209%$872.37
20 Year Fixed4.000%4.116%$1090.76
15 Year Fixed3.375%3.462%$1275.77

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.375%3.521%$1275.77
Rural Property3.500%3.647%$1286.76
Taxable3.750%3.898%$1309.00
Taxable First - TIme Homebuyer3.625%3.772%$1297.87
Nonconforming 14.000%4.149%$1331.44
Veterans Mortgage Program3.375%3.521%$1275.77

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.875%3.958%$846.43
Rural Property4.125%4.209%$872.37
Taxable4.375%4.460%$898.71
Taxable First - Time Homebuyer4.250%4.335%$885.49
Nonconforming 14.625%4.712%$925.45
Veterans Mortgage Program3.875%3.958%$846.43

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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