Home Loan Rates

APR is accurate as of September 19, 2019

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 year fixed3.750%3.832%$833.61
20 year fixed3.500%3.614%$1043.93
15 year fixed3.125%3.214%$1253.90

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.000%3.145%$1243.05
Rural Property3.250%3.396%$1264.80
Taxable3.375%3.521%$1275.77
Taxable First - TIme Homebuyer3.250% 3.396%$1264.80
Nonconforming 13.625%3.772%$1297.87
Veterans Mortgage Program3.125%3.270%$1253.90

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.375%3.455%$795.77
Rural Property3.625%3.707%$820.89
Taxable3.875%3.958%$846.43
Taxable First - TIme Homebuyer3.750% 3.832%$833.61
Nonconforming 14.125%4.209%$872.37
Veterans Mortgage Program3.375%3.455%$795.77

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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