Home Loan Rates

APR is accurate as of January 16, 2019

Conventional Rates

Print
TypeRateAPR *Monthly P&I **
30 year fixed4.375%4.460%$898.71
20 year fixed4.250%4.367%$1114.62
15 year fixed3.875%3.957%$1320.19

Alaska Housing 15 Year Fixed Rate

Print
TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.875%4.023%$1320.19
Rural Property4.000%4.149%$1331.44
Taxable4.125%4.274%$1342.74
Taxable First - TIme Homebuyer4.000% 4.149%$1331.44
Nonconforming 14.375%4.525%$1365.52
Veterans Mortgage Program3.875%4.023%$1320.19

Alaska Housing 30 Year Fixed Rate

Print
TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.250%4.335%$885.49
Rural Property4.375%4.460%$898.71
Taxable4.625%4.712%$925.45
Taxable First - TIme Homebuyer4.500% 4.586%$912.03
Nonconforming 14.875%4.963%$952.57
Veterans Mortgage Program4.250%4.335%$885.49

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

Print
Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
Custom Image