Home Loan Rates

APR is accurate as of July 26, 2017

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 Year Fixed4.000%4.083%$859.35
20 Year Fixed3.750%3.865%$1067.20
15 Year Fixed3.250%3.338%$1264.80

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.000%3.145%$1243.05
Rural Property3.125%3.270%$1253.90
Taxable3.375%3.521%$1275.77
Taxable First - TIme Homebuyer3.250%3.396%$1264.80
Nonconforming 13.625%3.772%$1297.87
Veterans Mortgage Program3.000%3.145%$1243.05

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.375%3.455%$795.77
Rural Property3.750%3.832%$833.61
Taxable4.000%4.083%$859.35
Taxable First - Time Homebuyer3.750%3.832%$833.61
Nonconforming 14.250%4.335%$885.49
Veterans Mortgage Program3.375%3.455%$795.77

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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