Home Loan Rates

APR is accurate as of May 22, 2019

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 year fixed4.000%4.335%$885.49
20 year fixed3.875%4.116%$1090.76
15 year fixed3.625%3.709%$1297.87

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.375%3.521%$1275.77
Rural Property3.625%3.772%$1297.87
Taxable3.750%3.898%$1309.00
Taxable First - TIme Homebuyer3.625% 3.772%$1297.87
Nonconforming 14.000%4.149%$1331.44
Veterans Mortgage Program3.500%3.647%$1286.79

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.750%3.832%$833.61
Rural Property3.875%3.958%$846.43
Taxable4.125%4.209%$872.37
Taxable First - TIme Homebuyer4.000% 4.083%$859.35
Nonconforming 14.375%4.460%$898.71
Veterans Mortgage Program3.750%3.832%$833.61

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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