Home Loan Rates

APR is accurate as of November 16, 2018

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 Year Fixed4.875%4.963%$952.57
20 Year Fixed4.625%4.744%$1150.95
15 Year Fixed4.250%4.328%$1354.10

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.250%4.400%$1354.10
Rural Property4.375%4.525%$1365.52
Taxable4.625%4.776%$1388.51
Taxable First - TIme Homebuyer4.500% 4.651%$1376.99
Nonconforming 14.875%5.027%$1411.74
Veterans Mortgage Program4.375%4.525%$1365.52

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.625%4.712%$925.45
Rural Property4.750%4.837%$938.97
Taxable5.125%5.214%$980.08
Taxable First - TIme Homebuyer5.000% 5.089%$966.28
Nonconforming 15.375%5.466%$1007.95
Veterans Mortgage Program4.625%4.712%$925.45

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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