Home Loan Rates

APR is accurate as of July 13, 2018

Conventional Rates

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TypeRateAPR *Monthly P&I **
30 Year Fixed4.625%4.712%$925.45
20 Year Fixed4.500%4.618%$1138.77
15 Year Fixed4.250%4.328%$1354.10

Alaska Housing 15 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt3.875%4.023%$1320.19
Rural Property4.125%4.274%$1342.74
Taxable4.250%4.400%$1354.10
Taxable First - TIme Homebuyer4.125% 4.274%$1342.74
Nonconforming 14.500%4.651%$1376.99
Veterans Mortgage Program4.000%4.149%$1331.44

Alaska Housing 30 Year Fixed Rate

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TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.250%4.335%$885.49
Rural Property4.375% 4.460%$898.71
Taxable4.625%4.712%$925.45
Taxable First - Time Homebuyer4.500%4.586%$912.03
Nonconforming 14.875%4.963%$952.57
Veterans Mortgage Program4.250%4.335%$885.49

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

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Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
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