Home Loan Rates

APR is accurate as of May 25, 2018

Conventional Rates

Print
TypeRateAPR *Monthly P&I **
30 Year Fixed4.750%4.837%$938.97
20 Year Fixed4.500%4.618%$1138.77
15 Year Fixed4.250%4.328%$1354.10

Alaska Housing 15 Year Fixed Rate

Print
TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.000%4.149%$1331.44
Rural Property4.125%4.274%$1342.74
Taxable4.250%4.400%$1354.10
Taxable First - TIme Homebuyer4.125% 4.274%$1342.74
Nonconforming 14.500%4.651%$1376.99
Veterans Mortgage Program4.000%4.149%$1331.44

Alaska Housing 30 Year Fixed Rate

Print
TypeRateAPR *Monthly P&I **
1st Time Homebuyer Tax Exempt4.375%4.460%$898.71
Rural Property4.500% 4.586%$912.03
Taxable4.750%4.837%$938.97
Taxable First - Time Homebuyer4.625%4.837%$938.97
Nonconforming 15.000%5.089%$966.28
Veterans Mortgage Program4.375%4.460%$898.71

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan amount of $180,000 at the stated term, in years, with a 1% origination fee. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. Annual Percentage Rate is subject to change.

** Monthly P&I represents the monthly principal and interest payment based on loan amount of $180,000 at the stated rate and term.

Rate Reduction Programs

Print
Interest rate reduction for low income borrowersUp to 1% off above rates for qualified borrowers.
Energy efficiency rate reductionUp to .5% off above rates for qualified borrowers.
Custom Image